You can selflessly support my recovery.
Transcript of “How my father, Dan Hogan, could profit from my death”
I’m homeless. I can’t work because of illnesses, and I can’t afford the cure for my illnesses. So why does my father, Dan Hogan, not help me?
Why would he help me?
My father, Dan Hogan, and I have a family relationship, but many people believe that a family relationship is not relevant when deciding whether or not to help another person. My father, Dan Hogan, does not believe it’s relevant. My mother, Lindy Lumbert, does not believe it is relevant. My half-brother, Dave Wilkinson, Jr., does not believe it is relevant. Therefore, my father is not going to help me merely because I am his son.
So why would my father, Dan Hogan, help me?
He regularly sends messages to me and writes about helping me. His most recent message is an excellent example. Dan Hogan started the message by writing, “I love you and want to help you.” He ended the message by writing three things,  “I love you.  Your family loves you.  Let us help.”
Which of my family members is he speaking for? Dan Hogan is not speaking for my grandfather because he’s dead. My grandmother is also dead. He’s not speaking for my uncle because I don’t have a relationship with my uncle. I haven’t spoken to him in 20 years. Similar with one of my cousins. He’s not speaking for my other cousin because I have only had a little bit of contact with him in the last 20 years, over Facebook, but not in many years. He’s not speaking for my mother. They’ve been divorced for 38 years. They don’t say nice things about each other and they don’t coordinate or cooperate or work together on anything. He’s not speaking for my sister because my sister cut off contact with him many years ago. He’s not speaking for my [half-]brother because my brother has not helped me at all and stopped talking to me over six years ago. He [my father] is married, but I have no relationship with her: she’s not my family Finally, my father, Dan Hogan, is not speaking for my daughter because she has not spoken to me in eight years.
Dan Hogan speaking for [my] other family members is a falsehood. A falsehood he commonly uses.
In the example email, Dan Hogan wrote at the beginning, “[I] want to help you.” And he wrote at the end, Let [me] help.” In 2017, Dan Hogan used PayPal six times to send me a total of $500. Since the beginning of 2018 to today, which is August 19th, he has used PayPal four times to send me a total of $268. He claims that I will not let him help me, but if he were to send me more money, I would use it for survival needs. Therefore, his claim that I will not let him help me is a falsehood. He claims that he wants to help me, but it is very easy to help me by using PayPal. Therefore, his claim that he wants to help me is a falsehood.
Why would he want to help me? Our family relationship is irrelevant. And his words are false. So, is there any reason why my father would want to help me?
My father co-signed many of my school loans. The full term cost of those loans is $100,000. I am too poor to make payments, so my father is legally obligated to make the loan payments. He had to make the first payment more than seven years ago. If I don’t recover, he must repay all $100,000. If I die, he must repay all $100,000. So a valid reason why my father would help me to recover is so that he would not have to repay the entire $100,000.
Hypothetically, if he were to spend $30,000 to help me recover, he would still save $70,000 In fact, hypothetically, if he spent $80,000 to help me recover, he would still save $20,000.
On the other hand: life insurance. He can easily purchase a life insurance policy that would pay him $100,000 if I were to die, and then he would use the $100,000 to pay the debt that he co-signed. If during the last seven years, he decided to buy a life insurance policy to protect himself from losing $100,000, he would not have been limited to $100,000. He could have purchased a life insurance policy for millions of dollars, and then if I were to die, he would receive a payout of millions of dollars. He would use $100,000 to pay the debts he co-signed, and he would keep the rest of the money.
If he has purchased a $100,000 life insurance policy, then he would waste money if he were to spend any money to help me recover. Because if I did recover, the money he spent on the life insurance would be wasted money. And if he… And if I didn’t recover, and I died, then the money he spent to help me recover would be wasted.
If he has not purchased a life insurance policy, then he has a $100,000 financial incentive to help me. But that is not what he has done. He has actively interfered with my recovery, and he has tried to bribe me into doing things that would harm me. If he has purchased a $100,000 life-insurance policy, then his financial incentive is basically to do nothing. If he has purchased a life insurance policy with a value greater than $100,000, then he has a financial incentive to actively interfere with my recovery.
I don’t know if he (1) purchased a multi-million dollar life insurance policy, (2) purchased a $100,000 life insurance policy, or (3) did not purchase any life insurance. But I do know that I have a strong preference for one of those three options.